{"id":120365,"date":"2025-10-22T23:03:02","date_gmt":"2025-10-22T23:03:02","guid":{"rendered":"https:\/\/maispiripiri.com.br\/?p=120365"},"modified":"2025-10-22T23:03:02","modified_gmt":"2025-10-22T23:03:02","slug":"veja-o-que-e-preciso-para-entrar-no-programa-do-governo-de-credito-para-reforma-da-casa","status":"publish","type":"post","link":"https:\/\/maispiripiri.com.br\/2021\/veja-o-que-e-preciso-para-entrar-no-programa-do-governo-de-credito-para-reforma-da-casa\/","title":{"rendered":"Veja o que \u00e9 preciso para entrar no programa do governo de cr\u00e9dito para reforma da casa"},"content":{"rendered":"<div id=\"chunk-db7f0\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"26\" data-block-id=\"3\">\n<p data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-120366\" src=\"https:\/\/maispiripiri.com.br\/2021\/wp-content\/uploads\/2025\/10\/0d7a0236.webp\" alt=\"\" width=\"600\" height=\"359\" srcset=\"https:\/\/maispiripiri.com.br\/2021\/wp-content\/uploads\/2025\/10\/0d7a0236.webp 1170w, https:\/\/maispiripiri.com.br\/2021\/wp-content\/uploads\/2025\/10\/0d7a0236-300x179.webp 300w, https:\/\/maispiripiri.com.br\/2021\/wp-content\/uploads\/2025\/10\/0d7a0236-1024x613.webp 1024w, https:\/\/maispiripiri.com.br\/2021\/wp-content\/uploads\/2025\/10\/0d7a0236-768x459.webp 768w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/p>\n<p data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\"><a class=\"\" href=\"https:\/\/g1.globo.com\/politica\/noticia\/2025\/10\/20\/lula-lanca-programa-reforma-casa-brasil-veja-detalhes.ghtml\" data-mrf-link=\"https:\/\/g1.globo.com\/politica\/noticia\/2025\/10\/20\/lula-lanca-programa-reforma-casa-brasil-veja-detalhes.ghtml\">O governo lan\u00e7ou nesta semana<\/a>\u00a0o programa &#8220;Reforma Casa Brasil&#8221;, que vai conceder cr\u00e9dito para reformas de casas para fam\u00edlias de todas as faixas de renda.<\/p>\n<\/div>\n<\/div>\n<div class=\"wall protected-content\">\n<div id=\"chunk-25aqg\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"23\" data-block-id=\"5\">\n<p class=\" content-text__container \" data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\">As condi\u00e7\u00f5es do cr\u00e9dito e os juros depender\u00e3o dos ganhos mensais. O programa come\u00e7a a valer a partir do dia 3 de novembro.<\/p>\n<\/div>\n<\/div>\n<div id=\"chunk-arknv\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"21\" data-block-id=\"7\">\n<p class=\" content-text__container \" data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\">Ao todo, ser\u00e3o disponibilizados R$ 40 bilh\u00f5es.\u00a0<strong><em>Veja abaixo como vai funcionar e o que \u00e9 preciso fazer para participar:<\/em><\/strong><\/p>\n<\/div>\n<\/div>\n<div id=\"chunk-7a7cg\">\n<div class=\"mc-column content-text active-extra-styles\" data-block-type=\"raw\" data-block-weight=\"37\" data-block-id=\"8\">\n<ul class=\"content-unordered-list\">\n<li><a class=\"\" href=\"https:\/\/g1.globo.com\/economia\/noticia\/2025\/10\/22\/veja-do-que-e-preciso-para-entrar-no-programa-do-governo-de-credito-para-reforma-da-casa.ghtml#1\">Modalidades de financiamento<\/a><\/li>\n<li><a class=\"\" href=\"https:\/\/g1.globo.com\/economia\/noticia\/2025\/10\/22\/veja-do-que-e-preciso-para-entrar-no-programa-do-governo-de-credito-para-reforma-da-casa.ghtml#2\">Taxas de juros por faixa de renda<\/a><\/li>\n<li><a class=\"\" href=\"https:\/\/g1.globo.com\/economia\/noticia\/2025\/10\/22\/veja-do-que-e-preciso-para-entrar-no-programa-do-governo-de-credito-para-reforma-da-casa.ghtml#3\">O que pode ser financiado<\/a><\/li>\n<li><a class=\"\" href=\"https:\/\/g1.globo.com\/economia\/noticia\/2025\/10\/22\/veja-do-que-e-preciso-para-entrar-no-programa-do-governo-de-credito-para-reforma-da-casa.ghtml#4\">Passo a passo para se inscrever<\/a><\/li>\n<li><a class=\"\" href=\"https:\/\/g1.globo.com\/economia\/noticia\/2025\/10\/22\/veja-do-que-e-preciso-para-entrar-no-programa-do-governo-de-credito-para-reforma-da-casa.ghtml#5\">Fontes de recursos e metas<\/a><\/li>\n<li><a class=\"\" href=\"https:\/\/g1.globo.com\/economia\/noticia\/2025\/10\/22\/veja-do-que-e-preciso-para-entrar-no-programa-do-governo-de-credito-para-reforma-da-casa.ghtml#6\">Por que o programa foi criado<\/a><\/li>\n<li><a class=\"\" href=\"https:\/\/g1.globo.com\/economia\/noticia\/2025\/10\/22\/veja-do-que-e-preciso-para-entrar-no-programa-do-governo-de-credito-para-reforma-da-casa.ghtml#7\">Cuidados para quem for participar<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<div id=\"chunk-c69i3\">\n<div class=\"mc-column content-text active-extra-styles\" data-block-type=\"raw\" data-block-weight=\"3\" data-block-id=\"9\">\n<div class=\"content-intertitle\">\n<h2>Modalidades de financiamento<\/h2>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"chunk-aa6ii\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"8\" data-block-id=\"10\">\n<p class=\" content-text__container \" data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\">O programa oferecer\u00e1 duas modalidades principais de financiamento:<\/p>\n<\/div>\n<\/div>\n<div id=\"chunk-fh52l\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"25\" data-block-id=\"11\">\n<p class=\" content-text__container \" data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\"><strong>Para fam\u00edlias com renda de at\u00e9 R$ 9,6 mil mensais<\/strong>: financiamento a partir de R$ 5 mil, com prazo de pagamento de at\u00e9 60 meses.<\/p>\n<\/div>\n<\/div>\n<div id=\"chunk-bqm3k\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"38\" data-block-id=\"12\">\n<p class=\" content-text__container \" data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\"><strong>Para fam\u00edlias com renda acima de R$ 9,6 mil<\/strong>: condi\u00e7\u00f5es ser\u00e3o definidas pela Caixa; o financiamento ter\u00e1 valor m\u00ednimo de R$ 30 mil, prazo de pagamento de at\u00e9 180 meses, com taxas variando conforme o valor do cr\u00e9dito.<\/p>\n<\/div>\n<\/div>\n<div id=\"chunk-7mpmo\">\n<div class=\"mc-column content-text active-extra-styles\" data-block-type=\"raw\" data-block-weight=\"7\" data-block-id=\"15\">\n<div class=\"content-intertitle\">\n<h2>Taxas de juros por faixa de renda<\/h2>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"chunk-77mt1\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"12\" data-block-id=\"16\">\n<p class=\" content-text__container \" data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\">As taxas de juros variam conforme a faixa de renda da fam\u00edlia:<\/p>\n<\/div>\n<\/div>\n<div id=\"chunk-2pr8p\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"13\" data-block-id=\"17\">\n<p class=\" content-text__container \" data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\"><strong>Faixa 1<\/strong>\u00a0(renda at\u00e9 R$ 3.200): juros a partir de 1,17% ao m\u00eas.<\/p>\n<\/div>\n<\/div>\n<div id=\"chunk-323kp\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"14\" data-block-id=\"18\">\n<p class=\" content-text__container \" data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\"><strong>Faixa 2<\/strong>\u00a0(renda entre R$ 3.200,01 e R$ 9.600): juros de 1,95% ao m\u00eas.<\/p>\n<\/div>\n<\/div>\n<div id=\"chunk-9g4vt\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"37\" data-block-id=\"19\">\n<p class=\" content-text__container \" data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\"><strong>Acima de R$ 9.600<\/strong>: juros entre 1,33% a 1,95% ao m\u00eas, e financiamento de at\u00e9 50% do valor de avalia\u00e7\u00e3o do im\u00f3vel, limitado ao teto do Sistema Financeiro de Habita\u00e7\u00e3o (SFH), recentemente atualizado para R$ 2,250 milh\u00f5es.<\/p>\n<\/div>\n<\/div>\n<div id=\"chunk-3r57p\">\n<div class=\"mc-column content-text active-extra-styles\" data-block-type=\"raw\" data-block-weight=\"5\" data-block-id=\"23\">\n<div class=\"content-intertitle\">\n<h2>O que pode ser financiado<\/h2>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"chunk-9e2k4\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"6\" data-block-id=\"24\">\n<p class=\" content-text__container \" data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\">Os recursos poder\u00e3o ser usados para:<\/p>\n<\/div>\n<\/div>\n<div id=\"chunk-7caei\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"5\" data-block-id=\"25\">\n<p class=\" content-text__container \" data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\">\ud83c\udfe1compra de materiais de constru\u00e7\u00e3o;<\/p>\n<\/div>\n<\/div>\n<div id=\"chunk-39c13\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"3\" data-block-id=\"26\">\n<p class=\" content-text__container \" data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\">\ud83c\udfe1pagamento de m\u00e3o-de-obra;<\/p>\n<\/div>\n<\/div>\n<div id=\"chunk-42rmm\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"12\" data-block-id=\"27\">\n<p class=\" content-text__container \" data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\">\ud83c\udfe1contrata\u00e7\u00e3o de servi\u00e7os t\u00e9cnicos, como elabora\u00e7\u00e3o de projeto ou acompanhamento de obra.<\/p>\n<\/div>\n<\/div>\n<div id=\"chunk-ehtbf\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"27\" data-block-id=\"28\">\n<p class=\" content-text__container \" data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\">Al\u00e9m disso, para evitar sobreendividamento, o valor da parcela ser\u00e1 limitado a 25% da renda familiar. E cada fam\u00edlia poder\u00e1 ter apenas uma opera\u00e7\u00e3o ativa por vez.<\/p>\n<\/div>\n<\/div>\n<div id=\"chunk-7d9uf\">\n<div class=\"mc-column content-text active-extra-styles\" data-block-type=\"raw\" data-block-weight=\"6\" data-block-id=\"31\">\n<div class=\"content-intertitle\">\n<h2>Passo a passo para se inscrever<\/h2>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"chunk-aedec\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"24\" data-block-id=\"32\">\n<p class=\" content-text__container \" data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\">A contrata\u00e7\u00e3o ser\u00e1 simplificada e feita digitalmente, pelo site ou aplicativo da Caixa, a partir de 3 de novembro. Segue o passo a passo:<\/p>\n<\/div>\n<\/div>\n<div id=\"chunk-bh8i6\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"25\" data-block-id=\"33\">\n<p class=\" content-text__container \" data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\">\u25b6\ufe0f Acessar o aplicativo da Caixa ou site; preencher informa\u00e7\u00f5es sobre renda e im\u00f3vel; selecionar o tipo de reforma desejada e fazer simula\u00e7\u00e3o de cr\u00e9dito.<\/p>\n<\/div>\n<\/div>\n<div id=\"chunk-5jkn8\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"7\" data-block-id=\"34\">\n<p class=\" content-text__container \" data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\">\u25b6\ufe0f Ap\u00f3s aprova\u00e7\u00e3o, assinar o contrato digitalmente.<\/p>\n<\/div>\n<\/div>\n<div id=\"chunk-asm78\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"8\" data-block-id=\"35\">\n<p class=\" content-text__container \" data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\">\u25b6\ufe0f Enviar fotos do im\u00f3vel antes da reforma.<\/p>\n<\/div>\n<\/div>\n<div id=\"chunk-akrns\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"6\" data-block-id=\"36\">\n<p class=\" content-text__container \" data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\">\u25b6\ufe0f Primeiro dep\u00f3sito liberado na conta.<\/p>\n<\/div>\n<\/div>\n<div id=\"chunk-4c2qj\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"8\" data-block-id=\"37\">\n<p class=\" content-text__container \" data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\">\u25b6\ufe0f Realizar as compras ou in\u00edcio da obra.<\/p>\n<\/div>\n<\/div>\n<div id=\"chunk-11jd4\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"19\" data-block-id=\"38\">\n<p class=\" content-text__container \" data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\">\u25b6\ufe0f Enviar novas fotos comprovando o andamento ou conclus\u00e3o da obra. Ap\u00f3s isso, o restante do cr\u00e9dito ser\u00e1 liberado.<\/p>\n<\/div>\n<\/div>\n<div id=\"chunk-8b0ek\">\n<div class=\"mc-column content-text active-extra-styles\" data-block-type=\"raw\" data-block-weight=\"5\" data-block-id=\"41\">\n<div class=\"content-intertitle\">\n<h2>Fontes de recursos e metas<\/h2>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"chunk-b3gqi\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"10\" data-block-id=\"42\">\n<p class=\" content-text__container \" data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\">\u25b6\ufe0f Dos R$ 40 bilh\u00f5es anunciados, est\u00e3o previstas duas fontes:<\/p>\n<\/div>\n<\/div>\n<div id=\"chunk-csjq6\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"17\" data-block-id=\"43\">\n<p class=\" content-text__container \" data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\">\u25b6\ufe0f R$ 30 bilh\u00f5es provenientes do Fundo Social (voltados para fam\u00edlias com renda at\u00e9 R$ 9,6 mil).<\/p>\n<\/div>\n<\/div>\n<div id=\"chunk-bqv5b\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"22\" data-block-id=\"44\">\n<p class=\" content-text__container \" data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\">\u25b6\ufe0f R$ 10 bilh\u00f5es da Caixa, via Sistema Brasileiro de Poupan\u00e7a e Empr\u00e9stimo (SBPE), para as fam\u00edlias com renda acima desse limite.<\/p>\n<\/div>\n<\/div>\n<div id=\"chunk-1n85k\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"12\" data-block-id=\"45\">\n<p class=\" content-text__container \" data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\">O governo tem como meta inicial realizar\u00a0<span class=\"highlight highlighted\">1,5 milh\u00e3o de contrata\u00e7\u00f5es<\/span>.<\/p>\n<\/div>\n<\/div>\n<div id=\"chunk-4ec6m\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"34\" data-block-id=\"46\">\n<p class=\" content-text__container \" data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\">O programa atender\u00e1 fam\u00edlias que j\u00e1 possuem im\u00f3vel, mas enfrentam problemas estruturais ou de adequa\u00e7\u00e3o \u2014 por exemplo, telhados danificados, pisos comprometidos, instala\u00e7\u00f5es el\u00e9tricas ou hidr\u00e1ulicas prec\u00e1rias, falta de acessibilidade ou necessidade de amplia\u00e7\u00e3o.<\/p>\n<\/div>\n<\/div>\n<div id=\"chunk-fvbov\">\n<div class=\"mc-column content-text active-extra-styles\" data-block-type=\"raw\" data-block-weight=\"6\" data-block-id=\"49\">\n<p class=\"content-text__container\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\">\n<div class=\"content-intertitle\">\n<h2>Por que o programa foi criado<\/h2>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"chunk-bl8h9\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"27\" data-block-id=\"50\">\n<p class=\" content-text__container \" data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\">O programa parte do diagn\u00f3stico de que o d\u00e9ficit habitacional brasileiro n\u00e3o se restringe \u00e0 falta de moradias, mas tamb\u00e9m \u00e0 inadequa\u00e7\u00e3o das que j\u00e1 existem.<\/p>\n<\/div>\n<\/div>\n<div id=\"chunk-54f\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"42\" data-block-id=\"51\">\n<p class=\" content-text__container \" data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\">Durante evento em maio, Lula destacou que \u201co cidad\u00e3o que quiser reformar a sua casa, fazer uma garagem, um quarto, um banheiro, esse cidad\u00e3o tem o direito de ir ao banco e pegar um cr\u00e9dito com o juro mais barato poss\u00edvel.\u201d<\/p>\n<\/div>\n<\/div>\n<div id=\"chunk-46kao\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"17\" data-block-id=\"52\">\n<p class=\" content-text__container \" data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\">Segundo o governo, a iniciativa complementa o novo modelo de cr\u00e9dito imobili\u00e1rio anunciado em 10 de outubro.<\/p>\n<\/div>\n<\/div>\n<div id=\"chunk-eagr8\">\n<div id=\"7\" class=\"anchor-position\"><strong>Cuidados para quem for participar<\/strong><\/div>\n<\/div>\n<div id=\"chunk-88aat\">\n<div class=\"content-ads content-ads--reveal\" data-block-type=\"ads\" data-block-id=\"55\">\n<div id=\"banner_materia__be6b2904-29f4-4e2c-85e9-96f1feeb756b\" class=\"tag-manager-publicidade-container tag-manager-publicidade-banner_materia__be6b2904-29f4-4e2c-85e9-96f1feeb756b tag-manager-publicidade-container--carregado tag-manager-publicidade-container--visivel\" data-google-query-id=\"CKH01uvzuJADFcODYQYdEv0ntw\">\n<div id=\"google_ads_iframe_\/95377733\/tvg_G1\/Economia_10__container__\">\u00c9 necess\u00e1rio comprovar que o cr\u00e9dito est\u00e1 sendo usado apenas para a reforma permitida \u2014 quem tentar burlar as regras poder\u00e1 perder as taxas reduzidas e passar a responder por condi\u00e7\u00f5es de cr\u00e9dito comum.<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"chunk-d0k0g\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"34\" data-block-id=\"57\">\n<p class=\" content-text__container \" data-track-category=\"Link no Texto\" data-track-links=\"\" data-mrf-recirculation=\"Mat\u00e9ria - Links no Texto\">A comprova\u00e7\u00e3o das obras ser\u00e1 feita por meio de fotos que ser\u00e3o analisadas por intelig\u00eancia artificial, para verificar se as imagens correspondem ao im\u00f3vel declarado, se houve manipula\u00e7\u00e3o ou montagem, entre outros aspectos.<\/p>\n<\/div>\n<\/div>\n<div id=\"chunk-f9edm\">\n<div class=\"mc-column content-text active-extra-styles \" data-block-type=\"unstyled\" data-block-weight=\"3\" data-block-id=\"58\"><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>O governo lan\u00e7ou nesta semana\u00a0o programa &#8220;Reforma Casa Brasil&#8221;, que vai conceder cr\u00e9dito para reformas<\/p>\n","protected":false},"author":2,"featured_media":120366,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,241],"tags":[],"class_list":["post-120365","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-destaques","category-economia"],"acf":[],"_links":{"self":[{"href":"https:\/\/maispiripiri.com.br\/2021\/wp-json\/wp\/v2\/posts\/120365","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maispiripiri.com.br\/2021\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maispiripiri.com.br\/2021\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maispiripiri.com.br\/2021\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/maispiripiri.com.br\/2021\/wp-json\/wp\/v2\/comments?post=120365"}],"version-history":[{"count":1,"href":"https:\/\/maispiripiri.com.br\/2021\/wp-json\/wp\/v2\/posts\/120365\/revisions"}],"predecessor-version":[{"id":120367,"href":"https:\/\/maispiripiri.com.br\/2021\/wp-json\/wp\/v2\/posts\/120365\/revisions\/120367"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/maispiripiri.com.br\/2021\/wp-json\/wp\/v2\/media\/120366"}],"wp:attachment":[{"href":"https:\/\/maispiripiri.com.br\/2021\/wp-json\/wp\/v2\/media?parent=120365"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maispiripiri.com.br\/2021\/wp-json\/wp\/v2\/categories?post=120365"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maispiripiri.com.br\/2021\/wp-json\/wp\/v2\/tags?post=120365"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}